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Introduction to Financial Services: Banking – IF10035

Introduction to Financial Services: Banking – IF10035 published on

The word “bank” is commonly used to refer to entities that act as financial intermediaries to coordinate the flow of resources from savers to borrowers. Commercial banks and thrifts accept deposits from savers in order to make loans to individuals, businesses, nonprofits, and governments. In federal regulatory policy, bank is often reserved for firms with special banking charters and their parent companies. This In Focus will use the term bank to refer to firms (or subsidiaries) with bank, thrift, or credit union charters that are depository institutions. 

CRS Resources 

CRS Report R43002, Financial Condition of Depository Banks, by Darryl E. Getter 

CRS Report R41718, Federal Deposit Insurance for Banks and Credit Unions, by Darryl E. Getter 

CRS Report R41350, The Dodd-Frank Wall Street Reform and Consumer Protection Act: Background and Summary, coordinated by Baird Webel 

CRS Report R43087, Who Regulates Whom and How? An Overview of U.S. Financial Regulatory Policy for Banking and Securities Markets, by Edward V. Murphy 

CRS Report R42744, U.S. Implementation of the Basel Capital Regulatory Framework, by Darryl E. Getter

Date of Report: December 31, 2014
Pages: 2
Order Number: IF10035
Price: $5.95

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