This In Focus provides a summary of the insurance regulatory system in the United States.
Insurance companies constitute a major segment of the U.S. financial services industry. The insurance industry is often separated into two parts: life and health insurance (life/health), which also includes annuity products, and property and casualty insurance (property/casualty), which includes most other lines of insurance, such as homeowners insurance, automobile insurance, and various commercial lines of insurance purchased by businesses.
CRS Report R43067, Insurance Regulation: Issues, Background, and Legislation in the 113th Congress, by Baird Webel.
CRS Report R41372, The Dodd-Frank Wall Street Reform and Consumer Protection Act: Insurance Provisions, by Baird Webel.
CRS Report RL32237, Health Insurance: A Primer, by Bernadette Fernandez and Namrata K. Uberoi.
Date of Report: January 9, 2015
Order Number: IF10043
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