R40122 – Federal Student Loans Made Under the Federal Family Education Loan Program and the William D Ford Federal Direct Loan Program: Terms and Conditions for Borrowers – 4/27/2012

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Federal Student Loans Made Under the Federal Family Education Loan Program and the William D Ford Federal Direct Loan Program: Terms and Conditions for Borrowers

SKU: R40122 - 4/27/2012 Categories: , , Tags: ,

Description

Author: David P. Smole, Specialist in Education Policy

Pages: 65

This report discusses major provisions of federal student loans made available through the DL program and previously made through the FFEL program. It describes currently effective provisions of the FFEL and DL programs and reflects amendments that have been enacted through January 2012, including those made under the College Cost Reduction and Access Act (CCRAA; P.L. 110-84), the Ensuring Continued Access to Student Loans Act (ECASLA; P.L. 110-227), the Higher Education Opportunity Act (HEOA; P.L. 110-315), the 2009 technical corrections to the HEA (P.L. 111-39), the Patient Protection and Affordable Care Act (P.L. 111-148), the SAFRA Act, part of the Health Care and Education Reconciliation Act of 2010 (HCERA; P.L. 111-152), the Budget Control Act of 2011 (BCA; P.L. 112-25),10 and the Consolidated Appropriations Act, FY2012 (P.L. 112-74). Bills: H.R. 4628, S. 2343